Recover from Holiday Spending and Prepare for Next Year

The are many ways to overcome psychological barriers. They all start with you! Making changes can be challenging. Whether it's...

This article is part of the Personal Debt Series , where we offer practical strategies to pay off debt, achieve financial freedom, and...

Where NOT to save money when traveling.

How to save money when traveling.

A comprehensive list of things to consider when budgeting for a trip.

The best category in a personal budget is "discretionary spending" or "fun funds" for those activities that nurture our desires and...

Creating a travel budget that aligns with your income level.

A vacatio guide to help you through the pre-trip preparations, planning, and post-trip reflections for a responsible and enjoyable journey.

Go against accepted wisdom and prioritize your desires when you buy a car. It is hard to put a price on safety, convenience and comfort....

Give the present of 'doing', and 'being' present to your loved ones. There is no such thing as a free gift. Everything costs money. Time...

It is impossible to get around without a car or public transportation. Imagine trying to navigate daily life without a car or reliable...

Navigating Job Loss: Practical Steps to take when you are Unemployed.

There are several infinitely better options than payday loans. In fact, absolutely anything is better than high-interest loans.

Payday loans are not your last hope. They are in fact your first step towards hopelessness.

Ten tips to make your food budget stretch till the end of the month.

You are low on cash, there is little food to eat at home. What do you buy? What do you eat, and what do you avoid on a $120/month budget.

It is not the burden of the those who are poor to figure out how and where to find affordable healthy food.

Learn how to build a practical, low-cost emergency supply kit for disasters or personal crises (including homelessness). This guide covers essentials for safety, hygiene, shelter, food, and more.