Plan Ahead for Disasters
- Curry Forest
- May 25, 2020
- 7 min read
Updated: 39 minutes ago
Life disruptions can strike at any moment, affecting anyone—regardless of age or circumstances.

Most financial experts recommend having at least three months’ worth of living expenses in emergency savings. But for many, that goal can feel out of reach, especially when unexpected challenges like medical bills, car trouble, or job loss arise. Even those with some savings may struggle during prolonged disruptions. While financial reserves are a key part of preparedness, physical supplies are just as important. Whether you're facing a natural disaster or a personal crisis that forces you to leave home, a well-stocked emergency kit can offer comfort, security, and a sense of control.
Saving money is one essential way to prepare for life disruptions. However, we must also equip ourselves in another vital way: by assembling a tailored emergency supply kit.
This guide walks you through how to build a versatile emergency kit... primarily for natural disasters, but adaptable for situations like temporary homelessness due to job loss, eviction, relationship breakdowns, or family emergencies. Even if you’re staying temporarily with friends or relatives, having your own supplies can reduce the strain on your hosts and ensure you have what you need.
What Belongs in an Emergency Kit?
Think of this kit as a cross between a backpacking setup and a survival kit: light enough to carry, yet durable and stocked well enough to support you for at least one week. Not every item listed may apply to your situation (for instance, cold-weather gear in hot climates), so tailor it to your needs. It may also not include everything you require, such as a car emergency kit if you’re living in your vehicle. Be sure to check and refresh your kit regularly, especially food, water, and medications.
1. Backpack:
Choose a 40-liter backpack with a base weight around 15 pounds. An internal-frame pack offers compact storage, while external-frame designs are better for carrying tents or bulky items. Pick what suits your body and strength. Look for: Thrift stores, garage sales, outdoor gear swaps, or clearance sections at sporting goods stores.
2. Shelter:
Include the basics for a safe, warm sleep: Waterproof tent or beach shelter, Cold/Hot weather sleeping bag, All-weather emergency blanket (waterproof pocket blanket/mylar thermal), Inflatable travel pillow, Poncho/Umbrella.
Look for: Discount outdoor stores, army/navy surplus shops, secondhand marketplaces, or borrow from friends/family.
3. Food & Water:
Water: A gallon (about 8 pounds) lasts ~2 days.
Water Filter: Portable filters or purification tablets are critical if access to clean water is limited.
Foldable Bottle: A 1-liter capacity is sufficient for daily use.
Non-Perishable Food: Choose heat-tolerant foods: energy bars, canned food, or dehydrated meals... enough for 3 days under 4 lbs.
Special Items: Include baby formula, pet food, or dietary-specific supplies if needed.
Look for: Grocery stores, dollar stores, outdoor supply shops, or online deals. For filters, consider LifeStraw or Sawyer Mini—often under $20. At home? Store enough water and food to last at least 2 weeks. Stock up gradually with shelf-stable items on sale.
4. Cooking:
Avoid flammable fuels if possible. Instead, pack:
Wood-burning camping stove
Small cooking pot
Spork and large spoon
Can opener
Swiss Army knife or multitool
Waterproof matches or lighter
Look for: Camping gear stores, army surplus, estate sales, or online marketplaces.
5. Hygiene Products:
Toilet paper
Toothbrush and toothpaste
Soap and hand sanitizer
Feminine hygiene products
Quick-dry towel
Muslin cloth (multi-use)
Trash bags
Portable toilet/Bags (optional)
Solar shower bag (optional)
Look for: Drugstores, dollar stores, public hygiene programs, or nonprofit donation drives.
6. Documents and Important Things:
Keep originals in a waterproof pouch and digital copies (encrypted) in secure cloud storage. Include: Government IDs (passport, license), Birth certificates, Social Security card, Housing, legal, family and medical records, Emergency contacts, Spare car/house keys, Cash or traveler’s checks. Look for: waterproof pouches or plastic sleeves from office supply stores. Save digital backups securely online on the cloud.
7. First Aid Kit:
Prepare for minor injuries and illnesses:
OTC medications: painkillers, antacids, laxatives, antihistamines, antibiotic ointments etc.
Prescription medications
Bandages and antibiotic ointment
Bug spray
Extra glasses or contact lenses
Look for: Pre-assembled kits at drugstores, dollar stores, or build your own using supplies from home. Some clinics/pharmacies offer free samples.
8. Clothes:
Pack weather-appropriate, quick-drying clothes:
Long-sleeve top and pants
Underwear and long socks
Waterproof shoes
All-weather jacket
Cold-weather gear as needed
thermal base layers
insulated gloves and socks
Hot-weather gear as needed
wide-brim hat
sunglasses with UV
moisture wicking spare clothes
sandals
Avoid cotton: it absorbs moisture, holds odor, and dries slowly. Opt for lightweight, moisture-wicking synthetics. Look for: Thrift stores, clearance racks, clothing swaps, or gently used gear donations.
9. Technology:
Fully charged phone
Portable battery pack/ Power bank
Hand-crank solar flashlight
Solar charger
Hand-crank radio
Jumper cables
Car emergency tools: belt cutter, window hammer
Optional: lightweight laptop
Digital Backups & Security:
Secure Cloud Storage: Utilize encrypted cloud storage services (e.g., reputable providers with two-factor authentication enabled) to back up essential documents, photos, and contact information. Ensure you know how to access these offline if internet connectivity is limited.
Strong Passwords: Use strong, unique passwords for all your online accounts, especially those containing sensitive information. Consider using a password manager.
Caution with Public Wi-Fi: Be extremely cautious when using public Wi-Fi networks during an emergency, as they may not be secure. Avoid accessing sensitive information if possible. Consider using a Virtual Private Network (VPN) if you must use public Wi-Fi.
Offline Access: Download important documents and information to your devices so you can access them even without an internet connection.
Look for: Hardware stores, outdoor retailers, or budget options online. Some libraries or community centers loan emergency electronics.
10. Pet-Specific Gear:
Leash
Collapsible water/food bowls
(Take a pic of your pet).
11. Utility Shut-Off Tools
Know how to turn off all utilities before disaster strikes.
Electricity: Locate your breaker box. Turn off individual switches, then the main.
Gas: Procedures vary. Check with your provider. Typically requires an adjustable wrench.
Water: Shut off the main valve to avoid contamination during a disaster.
Safety Tip: Mold and debris are hazardous post-disaster. Follow CDC/local guidelines for cleanup. Keep a fire extinguisher on hand.
Look for: Hardware stores, discount home improvement shops, or safety supply drives. Ask your gas/water provider if they offer free tools.
12. Basic household tools:
Secure furniture and take down wall art
Prune overhanging branches
Create a 100-ft safety perimeter if possible
Look for: Dollar stores, tool lending libraries, or borrow/share with neighbors.
13. Navigation Tools:
Printed Maps
Compass
Look for: Bookstores, gas stations, outdoor retailers. Many state or county websites offer free printable maps.
14. Signaling & SOS
Whistle
Flares or flashing lights
Mirror
Duct tape
Emergency Contact Info
Look for: Auto supply stores, dollar stores, or safety sections in hardware stores. 14. Living in Your Car?
If you're living in your car, your emergency kit should cater to both your survival and comfort while on the move. This is not an exhaustive list, but it's a start:
Car Emergency Kit: jumper cables, tire repair kit, flashlight, basic tools for handling car issues, steering wheel locks and window alarms. Regularly check car fluids, tires, and essential systems to avoid breakdowns.
Portable Power Source: A car charger or portable power bank.
Comfort Items: A compact sleeping bag, folding mattress, cotton/flannel sheets, sunshades for privacy, mesh window screens, magnetic bug nets, portable USB/Battery fan/heater.
Optional: Compact cooler for your food stock, easy-to-store water jugs.
Contact Info: Roadside Assistance Service, Mechanic, Insurance, Towing Service. Take pictures of your car registration and title, as well as other important documents like your insurance card. Be aware of local ordinances regarding overnight parking and vehicle dwelling.
15. Mental and Emotional Well-being:
Emergencies can take a significant toll on mental health. While this guide focuses on physical preparedness, remember to prioritize your emotional well-being too. Consider including comforting digital items if space is a concern:
Digital Photos: Keep a readily accessible folder of cherished photos on your phone or a cloud service.
Soothing Audio: Download your favorite music, guided meditations, or podcasts that you find comforting.
Digital Journaling: Utilize a journaling app on your phone or tablet to process your thoughts and feelings.
Emergency Contacts: Ensure you have readily available contact information for mental health support lines or trusted friends and family.
While physical mementos can be comforting, leveraging digital tools can offer similar support without adding bulk to your kit.
Additional Considerations
Tailor Your Kit to Your Household
This guide is for one adult. Adjust quantities for families, children, seniors, pets, or individuals with specific medical needs. Include items like diapers, baby food, oxygen tanks, or assistive devices where needed.
Community Connections Matter
A strong support network is as valuable as any supply. Stay in touch with friends, family, and neighbors. If you're isolated, consider reaching out to local nonprofits, shelters, or support groups. Know where nearby shelters are and keep their contact info handy. Consider establishing a communication plan with family and emergency contacts, outlining how you'll stay in touch if phone lines are down or you get separated.
Safety First: Trust your instincts. Don’t share sensitive information with strangers unless absolutely necessary.
Stay Informed and Stay Positive
Focus on what you can control.
Maintain hope and flexibility.
Research local resources and trusted websites for accurate guidance.
Trusted Resources:
.org
211.org or dial 2-1-1
VA Homeless Programs (for Veterans)
.gov
If you ever feel like you're at a breaking point or just need someone to talk to, consider reaching out to the Crisis Text Line. It's a free, confidential service available 24/7 where trained counselors provide support for a variety of emotional challenges. Text HOME to 741741 to connect with a trained crisis counselor.
Your local public library is often an overlooked resource. Many offer help with food, housing, internet access, and job training.
Your county’s official website can also guide you to localized emergency relief and nonprofit services.
Call 911 in emergencies and 311 for non-urgent inquiries.
Final Notes
Building an emergency kit doesn’t need to break the bank. Except for food, you can take your time assembling supplies: scour garage sales, look for freecycle listings, or borrow from friends. Aim to keep your total cost under $50. Preparedness isn’t about fear. It’s about peace of mind. A thoughtful, well-stocked kit can make all the difference when life gets unpredictable.
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Visit our Resources page for a full directory of government and nonprofit support programs and services.